Stormy weather, high winds, soggy soil, or a damaged root system can make a tree fall. Tree falls are dangerous, posing the risk of injury or damage to your home. Knowing what to do when a tree falls on your roof can save lives and prevent further damage to your home. Do these four things when a tree falls on your roof.
Exit the house immediately after a tree falls on the roof. Ensure everyone else inside the house has left and gathered outside at a safe distance. Use emergency doors and windows to get anyone trapped inside the house. Once everybody is out, examine for signs of injury. However, if a tree falls in the middle of a storm, it is safer to stay inside the house as you wait for assistance.
2. Call 911
Call the authorities who will advise further action. They will prompt emergency response organizations such as an ambulance if anyone is hurt and a fire crew to verify there is no public safety issue caused by the fall. Public utility organizations confirm that no broken gas lines or open electrical wires are potential hazards.
3. Inform Your Insurance Company
Most homeowners’ insurance policies cover destruction resulting from a tree fall. Report the incident to your insurer to start your compensation process. You can take photos if it is safe to file the damage for your claim. The insurance company will send someone to access the damage and start the evaluation process. They will further advise on what to do.
4. Call a Roofing Contractor
A roofing contractor provides an estimate to your insurer. They inspect the damage on your roof to determine whether you need an entire roof replacement or a repair. A reputable local roofing contractor is suitable since they know the common tree damages in the area and the city’s roofing needs. If the tree fall caused significant damage calling for a major repair, leave the doors and windows locked and secure your valuables.
Stay calm when a tree falls on your roof because your reaction could jeopardize your safety and your house. Do not attempt to solve anything on your own, however small the damage might seem. Follow instructions from the emergency response team on the ground.